Why Financial Lending Institutions Are Not Willing to Provide Services to the Private Sector for Rural Sanitation and Hygiene

This paper summarises the findings of a SHARE-funded study that examined why lending institutions are unwilling to provide financial services to small scale (prospective) operators of sanitation and hygiene delivery within Nkhata Bay District, a low income rural district in northern Malawi. It also offers recommendations on how investment in sanitation in Nkhata Bay and other similar districts could be promoted.